Williams III obtained insurance in March of 2017, following a 2015 neck injury suffered against Auburn. During the final spring practice on April 29, 2017, Williams suffered another neck injury, this one, causing Williams III to retire from playing football.
On May 9th, a day after announcing his retirement, Williams received an email from Boeving with an “amended” policy that stated in part: “It is further noted and agreed that with effect from Inception, there is no coverage under the Policy for any Injury, Sickness or Disease, Mental or Nervous Disorder, disorder or treatment, or any related or resulting disability arising out of the Insured Person’s spinal column and adjacent and related structures.”
I read the foregoing at Hogville. If true, it would seem to me that a party cannot unilaterally change a contract after accepting the money. Of course it is mostly up to judges and judges often make ruling that are contrary to the written law, justice, and logic and always judges lie to juries by telling them they must accept the law as they define it. But the judge will probably get it right if not bribed and if his rulings don’t harm or benefit him.
